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When you send money home to Nepal, every rupee matters. That’s why City Express Money Transfer keeps service charges among the lowest in the market and in many sending countries in Europe, it’s completely free.

Unlike exchange rates, which fluctuate throughout the day, City Express keeps its service fees transparent, consistent, and easy to check, so you always know what you’ll pay and what your family will receive.

What Is a Service Charge and Why It’s Important

A service charge is the small processing fee you pay when transferring money internationally. It covers handling, security, and network costs; and it directly affects how much your family receives in Nepal.

Even if a provider offers a good exchange rate, a large service charge can still reduce your total payout. City Express solves this problem by offering low or zero service charges in key sending markets such as the UK, Europe, Dubai, Saudi, Australia, Qatar, Oman etc.

This way, your hard-earned income travels farther and more reaches your loved ones in Nepal.

Service Charge vs. Exchange Rate  : What’s the Difference?

Many people confuse service charges with exchange rates, but they are two completely separate elements:

At City Express, both are made fully transparent.

• The service charge is clearly listed per country on our Service Charge page.

• The exchange rate follows the official rate provided by Fedan, ensuring fairness and consistency across Nepal.

Official Exchange Rates from Fedan

To maintain transparency and national consistency, City Express follows the official daily exchange rates issued by Fedan  Nepal’s recognized foreign exchange authority.

🔹 Fedan rates update twice daily:

• 10 AM NPT

• 2 PM NPT

These updates reflect the latest market conditions and are adopted by banks, financial institutions, and remittance providers throughout Nepal.

You can always verify rates through:

• City Express Forex Rates

• Fedan Official Rate Page

By syncing directly with Fedan, City Express ensures you get real-time, official, and fair rates every time you send money.

Example: City Express Service Charges by Country (2025 Snapshot)

(Actual fees may vary slightly per partner — check the Service Charge page for updated values.)

How the Process Works

Sending money through City Express is simple, fast, and transparent:

1. Check Service Fee & Rate
   Visit the Service Charge and Forex Rate pages to see current details.

2. Fill Out the Sender & Receiver Info When You visit City Express Agent or Partner Office Globally
   Include your amount, recipient name, and preferred payout method.

3. Make the Payment
   Pay the transfer amount plus the listed service fee (if any).

4. Recipient Receives the Money
   Funds are credited directly to the receiver’s bank account or made available for cash pickup at any of 25,000+ City Express locations across Nepal.

💡 Receivers in Nepal do not pay any additional fee, all service charges are handled by the sender upfront.

Why Choose City Express

City Express is trusted by millions of Nepalis abroad for its reliability, transparency, and affordability. Here’s what sets it apart:

         ✅ Low or Zero Service Charge in major remittance corridors

         ✅ Official Fedan Exchange Rates updated twice daily

         ✅ Instant & Secure Transfers to any part of Nepal

         ✅ 25,000+ payout locations including all major banks

         ✅ Transparent Pricing — no hidden deductions

         ✅ Dedicated customer support in Nepal and abroad

By keeping service fees minimal and rates official, City Express ensures your family receives the maximum possible value with every transaction.

Tips to Maximize the Value of Your Remittance

1. Send at the Right Time:
   Since Fedan updates rates at 10 AM and 2 PM, check City Express right after those times for the latest rates.

2. Compare Fees by Country:
   Some countries offer no service charge promotions, check before you send.

3. Use Bank Deposits for Speed:
   Direct deposits are instant and have no pickup delay or hidden fees.

4. Track Your Transaction Online:
   With City Express, you can track your transfer anytime on ctxpress.com.

Final Thoughts

When sending money to Nepal, two factors truly matter, exchange rate and service charge.

City Express Money Transfer helps you save on both:

• Low or zero service charges in many corridors.

• Official Fedan exchange rates updated twice daily for accuracy.

With transparent fees, instant delivery, and trusted service, City Express ensures that what you send is what they receive.

📎 Check Today’s Service Charges →
📎 See Official Exchange Rates (Fedan) →
📎 Send Money Now →